How To Effectively Handle Long COVID Disability Insurance Claims

In this webinar, we will be discussing the complexities of handling a long COVID disability insurance claim and how best to present these claims to insurance companies. Insurance companies do not appreciate the extent to which long COVID symptoms can be disabling. Using our winning strategy with these types of claims gives claimants the best chance of being paid short-term and long-term disability insurance benefits, and if necessary, preparing to litigate denials.

Agenda:
  • Introduction

  • What Is Long COVID and the Common Issues We See in Long COVID Disability Insurance Claims
    • Subjective symptoms are often hard to prove
    • Insurance companies/their medical reviewers do not understand or specialize in conditions like Long COVID
    • Contract limitations for fatigue conditions
    • Treating doctors do not know how to help in the claims process

  • How the Issues Above Are Made Worse When ERISA Applies
    • The standard of review
    • Closed filed review
    • No jury trial
    • No punitive damages
    • No discovery

  • How We Prove Long COVID Is a Disability
    • Obtain medical evidence using testing such as CPET, neuropsychological report
    • Create a network of doctors that specialize in Long COVID and use them for independent medical evaluations, peer reviews, and validation of testing
    • Obtain personal statements portraying the client before and after diagnosis
    • Obtain letters and questionnaires of support from treating providers that also address the independent testing and affirm

  • Communication With Insurance Company
    • Send a comprehensive letter with all supporting medical and non-medical information summarized
    • Follow up with polarizing questions that they can’t answer without looking unreasonable

  • Questions & Answers
Topics covered include: Practice Skills
Duration of this webinar: 60 minutes
Originally broadcast: April 16, 2024 8:00 AM PT
Continuing Legal Education (CLE) Credits

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California CLE

Status: Approved

Credits: 1.0 General

Earn Credit Until: April 15, 2026

Texas CLE

Status: Approved

Credits: 1.0 General

Earn Credit Until: March 31, 2025

North Carolina CLE

Status: Approved

Credits: 1.0 General

Earn Credit Until: February 28, 2025

South Carolina CLE

Status: Approved

Credits: 1.0 General

Difficulty: All Levels

Earn Credit Until: December 31, 2024


This presentation is approved for one hour of General CLE credit in California, South Carolina (all levels), and North Carolina. This course has been approved for Minimum Continuing Legal Education credit by the State Bar of Texas Committee on MCLE in the amount of 1.0 credit hours.

Please note that CLE credit, including partial credit, cannot be earned outside of the relevant accreditation period.

At this time, Justia only offers CLE courses officially accredited in certain states. Lawyers may generate a generic attendance certificate to self-submit credit in their own jurisdiction, but Justia does not guarantee that lawyers will receive their desired CLE credit through the self-submission or reciprocity process.

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Speaker
Edward Dabdoub
Edward Dabdoub Managing Partner
Dabdoub Law Firm

Edward Dabdoub is the founder of Dabdoub Law Firm – a law firm built for the sole purpose of helping people get their disability benefits from insurance companies. Eddie and the attorneys at Dabdoub Law Firm specialize in disability insurance law, as well as life insurance, representing clients across the country in ERISA disability insurance and individual disability insurance claims, appeals, and lawsuits. Read More ›

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