How To Effectively Handle Long COVID Disability Insurance Claims

In this webinar, we will be discussing the complexities of handling a long COVID disability insurance claim and how best to present these claims to insurance companies. Insurance companies do not appreciate the extent to which long COVID symptoms can be disabling. Using our winning strategy with these types of claims gives claimants the best chance of being paid short-term and long-term disability insurance benefits, and if necessary, preparing to litigate denials.

Topics covered include: Practice Skills

Agenda:

Introduction

Introduction of Edward Dabdoub and the Dabdoub Law Firm
Overview of discussion points and main takeaways

What Is Long COVID and the Common Issues We See in Long COVID Disability Insurance Claims

Subjective symptoms are often hard to prove
Insurance companies/their medical reviewers do not understand or specialize in conditions like Long COVID
Contract limitations for fatigue conditions
Treating doctors do not know how to help in the claims process

How the Issues Above Are Made Worse When ERISA Applies

The standard of review
Closed filed review
No jury trial
No punitive damages
No discovery

How We Prove Long COVID Is a Disability

Obtain medical evidence using testing such as CPET, neuropsychological report
Create a network of doctors that specialize in Long COVID and use them for independent medical evaluations, peer reviews, and validation of testing
Obtain personal statements portraying the client before and after diagnosis
Obtain letters and questionnaires of support from treating providers that also address the independent testing and affirm

Communication With Insurance Company

Send a comprehensive letter with all supporting medical and non-medical information summarized
Follow up with polarizing questions that they can’t answer without looking unreasonable

Questions & Answers

Duration of this webinar: 60 minutes

Originally broadcast: April 16, 2024 8:00 AM PT

Continuing Legal Education (CLE) Credits

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California CLE

Status: Approved

Credits: 1.00 General

Earn Credit Until: April 15, 2026

South Carolina CLE

Status: Approved

Credits: 1.00 General

Difficulty: All Levels

Earn Credit Until: December 31, 2025

North Carolina CLE

Status: Approved

Credits: 1.00 General

Earn Credit Until: February 28, 2026

This presentation is approved for one hour of General CLE credit in California, South Carolina (all levels), and North Carolina.

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Speaker

Edward Dabdoub Managing Partner
Dabdoub Law Firm

Edward Dabdoub is the founder of Dabdoub Law Firm – a law firm built for the sole purpose of helping people get their disability benefits from insurance companies. Eddie and the attorneys at Dabdoub Law Firm specialize in disability insurance law, as well as life insurance, representing clients across the country in ERISA disability insurance and individual disability insurance claims, appeals, and lawsuits. Read More ›

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